Never settle a car accident claim involving injuries without first contacting a lawyer. Handling a car accident claim on your own risks:
- Exhaustion: Those in a car accident may be under immense stress. You may have little time or energy for a car accident claim to physical injuries, psychological trauma, and disruptions in your everyday routine. It is difficult to negotiate a fair settlement if your recovery stretches you too thin.
- Lack of legal knowledge: Unless you are an attorney, you likely do not know about relevant laws, insurance rules, and other matters related to a car accident claim. This lack of knowledge can negatively impact settlement negotiations. In the worst-case scenario, a lack of legal or insurance claim knowledge can prevent you from getting compensation or result in less than you deserve.
- Lack of understanding of fair settlements: Do you know what makes a fair car accident settlement? Many car accident victims don’t. Attorneys who regularly settle car accident cases for clients should have a far greater understanding of what constitutes a fair settlement.
- Inexperience: Experience is always beneficial when handling an insurance claim or lawsuit. If you have no experience in these fields, you will be vulnerable to manipulation, intimidation, and other insurance company tactics. This is no fault of yours, but rather highlights the importance of attorneys’ experience.
How Will a Lawyer Help Settle My Car Accident Claim?
A car accident lawyer can help with an insurance claim or a lawsuit. It may be appropriate to consider filing a lawsuit, but your lawyer can also try to seek a settlement before the lawsuit is necessary. Whichever course your accident claim takes, an attorney can:Investigate Your Car Accident
Your lawyer will be closely involved in the fact-gathering process. Your attorney and any investigators they hire should:- Visit the scene of your accident
- Gather video footage from traffic cameras, security cameras, witnesses’ phones, or any other applicable sources
- Photograph the accident scene
- Obtain the police report from your collision
- Record witness accounts of your accident
- Document your accident in other ways
Document Your Damages
Your lawyer will identify all damages resulting from your car accident. This includes obtaining proof through documents, testimony, and other materials. Invoices for medical care, property repairs, proof of lost income, medical records, and employment records are examples of information that may be relevant. Your attorney will also calculate your damages to determine a reasonable range of recovery for your case.Deal With Insurance Companies
Insurance companies can be persistent after a car accident. Your insurer, or another driver’s insurer, may:- Repeatedly call you
- Pressure you to make an on-record statement
- Suggest you accept an unfair settlement offer
- Claim that you caused the accident, even if it is untrue
- Put their interests above yours
Fight for a Fair Settlement
Settlements commonly conclude civil claims. Any lawyer who handles your case should pursue fair and full compensation. They may need to face opposition from the responsible party’s attorneys and should be willing to do so.Handle Any Necessary Litigation
When a pre-litigation settlement is not reached, your case may be appropriate to proceed to litigation and, eventually, a trial. Though you can still settle after starting litigation, you have the right to seek a favorable verdict from a jury instead. Going to trial is costly and time-consuming but may be necessary to obtain the amount you deserve. Each car accident lawyer serves their client as an individual. This means they should craft a case strategy unique to the client and the case.What Damages Will a Lawyer Seek Compensation For?
Your recoverable losses may include:- Property damage: In addition to your vehicle, the accident may damage your phone, sunglasses, jewelry, stereo system, or other valuables.
- Medical costs: You may be compensated for any emergency transport, emergency care, hospitalization, surgery, medications, doctor’s visits, therapy, or other medical services you received. Both past and future medical expenses are recoverable if they can be proven.
- Wage loss: Car accidents can prevent you from working. You may lose income, benefits, bonuses, vacation time, and other valuable aspects of employment. These damages may be recoverable.
- Pain and suffering: Civil courts in most states allow victims to seek compensation for pain and suffering. Pain and suffering can include emotional anguish, pain from injuries, lost quality of life, and other non-economic damages.
- Loss of consortium
- Funeral expenses
- Lost financial support
- Loss of the value of the relationship (such as love, affection, moral support, guidance, companionship, etc.)
- Other damages