Do Motorcyclists Get Treated Unfairly by Insurance Companies?

Serious injury usually results from even the most minor collisions involving a motorcycle. You have insurance to protect you, but you are likely to be treated as though your accident was somehow your fault—just because you ride a motorcycle. Your own insurer, and most certainly the at-fault party’s insurer, will treat you this way.

Do motorcyclists get treated unfairly by insurance companies? In all too many cases, the answer is yes.

Why Do Insurers Treat Motorcyclists Unfairly?

They aren’t being mean just because they’re evil and get a kick out of giving others a hard time; they simply want to minimize the liability of their own clients so they can save themselves some money. Ultimately, insurance companies care about their own profits and not much else. They are for-profit companies, after all.

Even your own insurer wants to minimize the payment it must make to you. If insurers can prove you were at fault for your motorcycle accident, they can pay you less.

The Tactics Insurers Use to Undermine Your Case

In addition to treating all motorcyclists as reckless and dangerous, insurers will use underhanded tactics to undermine your case. How do they do this? Easy—they use your lack of knowledge against you.

They will ask you a bunch of questions designed to catch you off-guard. They are hoping you’ll inadvertently accept partial blame for the accident or admit you were being reckless or careless.

They know that any negligence you’re found responsible for will decrease the compensation you can receive. Insurance companies will also try to record your statements to twist and use against you in court.

A Motorcycle Crash Lawyer to Protect You from Insurers

Do motorcyclists get treated unfairly by insurance companies? We know they do. You don’t have to put up with the insurance companies’ dishonest behavior, though. The attorneys at Golden State Lawyers, APC can negotiate with insurance companies, and you won’t have to deal with them at all.

That way, you won’t have to worry about saying something that could jeopardize your case. Contact us to discuss your case for free. Give us a call at 408-279-4222 or fill out the online contact form at the bottom of this page.