Uninsured & Underinsured Motorist Claims in California
Experienced Guidance for Uninsured & Underinsured Motorist Claims
A car accident is a troubling and hectic experience. Being involved in a hit-and-run, or being hit and injured by an uninsured or underinsured driver only makes things worse. When you realize the other driver fled or isn’t covered, you may worry about paying for injuries and damages.
In California, a person may opt out of UM/UIM coverage, so many are actually not covered. You may be covered if you purchased UM/UIM coverage. We recommend that everyone carry at least a $100,000 UM/UIM policy in the event they are hit by an uninsured or underinsured driver.
One problem you may face is your insurance company’s attempt to pay you less than you deserve or avoid payment altogether. With experienced car accident attorneys by your side, you’ll have your interests represented. They can guide the claims process and make sure you receive fair compensation.
Contact Us Today for a Free Consultation
When you’re involved in an accident where the other driver has little or no insurance coverage or fled the scene of the accident, time is of the essence. We want to hear from you as soon as possible so we can begin planning your case. Contact us online or call 408-279-4222 for a free consultation.
Additionally, the Bohn & Fletcher team works on a contingency basis. You won’t have to pay any expenses out of pocket until your claim is settled or a judgment is decided upon.
The Process of Uninsured or Underinsured Motorist Claim
Uninsured or Underinsured Motorist coverage only kicks in when the person who hits you flees the scene and isn’t identified, or when the at-fault driver has no or not enough insurance.
If the other driver carries insurance but not enough, your UM/UIM policy must be larger than the limits carried by the driver. That means you have to prove you received the maximum allowed by their policy limits before you can ask for UIM coverage.
As always, working with an insurance company can be a long and difficult process. All you want to do is put the incident and injuries behind you so you can move on with your life. This is hard when your insurance company attempts to deny coverage or offers less than you deserve.
There are a variety of factors that go into your claim, including lost wages, current and future medical bills, pain, suffering, inconvenience, and anxiety.
Many people don’t consider every aspect, and end up with extensive bills that aren’t covered by their settlement. The personal injury attorneys at Bohn & Fletcher will make sure this doesn’t happen to you.
Let Bohn & Fletcher Simplify the Claims Process for You
Our team of personal injury attorneys has years of experience and a proven record of success when it comes to UM and UIM claims. We provide highly-personalized service to each one of our clients. Attention to detail is paramount – we won’t rest until every aspect of your claim has been investigated.
After suffering injuries in a car accident, you want to focus on getting better. Dealing with the insurance company simply adds stress and hampers recovery. Let us work for you instead. We will do the necessary leg work to get your claim or lawsuit settled in a satisfactory manner.